Welcome to Global Trade/Investment Decision Bank (the “Platform”, “we”, “us”). This Platform provides trade, investment, and scenario analytics intended to help users explore ideas. By accessing or using the Platform, you agree to these Terms. If you do not agree, do not use the Platform.

1) Educational Use Only (No Advice)

The Platform is provided for educational and informational purposes only. Nothing on the Platform constitutes financial, investment, legal, tax, accounting, or other professional advice. You should consult qualified professionals before making any decision.

2) Simulations, Forecasts, and Uncertainty

Outputs including “probabilities”, projections, rankings, or forecasts are simulated estimates based on assumptions, statistical models, and data that may be incomplete, delayed, or inaccurate. Real-world outcomes can differ materially and unpredictably.

• No guarantee that any output is correct, complete, or up-to-date.
• Past performance, backtests, or simulated results do not guarantee future results.
• Model outputs may change without notice as methods and inputs evolve.

3) Your Responsibility

You are solely responsible for your decisions and actions. Do not invest money you cannot afford to lose. You should perform independent due diligence, validate assumptions, and confirm data sources.

4) No Warranty

The Platform is provided “as is” and “as available”, without warranties of any kind, express or implied, including (without limitation) implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5) Limitation of Liability

To the maximum extent permitted by law, we are not liable for any losses, damages, or claims of any kind arising out of or related to your use of the Platform, including (without limitation) lost profits, investment losses, business interruption, or reliance on outputs.

6) Third-Party Data and Links

The Platform may use or reference third-party datasets, sources, or links. We do not control those sources and do not endorse them. You are responsible for reviewing the accuracy, licensing, and suitability of any third-party material.

7) Acceptable Use

You agree not to misuse the Platform, including by attempting to disrupt its operation, reverse engineer protected components beyond what the law permits, or use the Platform in ways that violate applicable laws or regulations.

8) Intellectual Property

The Platform, including its visual design, code, and original content, is protected by applicable intellectual property laws. You may not reproduce or distribute it except as permitted in writing by the owner.

9) Changes

We may update these Terms from time to time. Continued use of the Platform after changes means you accept the updated Terms.

10) Contact

Questions or requests can be sent to: bessuman.academia@gmail.com